Terms & Conditions

Welcome to Lochio ("Platform," "we," "our," or "us"). By accessing or using our website, lochio.com, and participating in our affiliate marketing services, you agree to comply with these Terms and Conditions ("Terms"). If you do not agree, please refrain from using our services.

1. Eligibility

To use Lochio, you must be at least 18 years old and capable of entering a legally binding agreement under Nigerian law.

2. Affiliate Program

Affiliates earn commissions by promoting products or services listed on Lochio.
Commissions are calculated based on successful referrals and may vary by product or service.
We reserve the right to change commission rates at any time.

3. Payouts

Payouts are processed on a [weekly/monthly] basis, subject to reaching the minimum payout threshold.
Payment methods include [bank transfer, mobile wallet, etc.].
We are not responsible for delays caused by financial institutions.

4. Prohibited Activities

Affiliates must not:

Use misleading or deceptive marketing tactics.
Engage in fraudulent activities such as fake referrals or self-referrals.
Promote prohibited content, including hate speech, violence, or illegal products.

5. Termination

We reserve the right to suspend or terminate any account that violates these Terms without prior notice.

6. Intellectual Property

All content, trademarks, and branding on Lochio are our intellectual property. Affiliates may only use provided marketing materials for promotional purposes.

7. Limitation of Liability

Lochio is not liable for indirect, incidental, or consequential damages resulting from the use of our platform.

8. Dispute Resolution

Disputes arising from these Terms shall be resolved through negotiation, and if unresolved, through arbitration in accordance with Nigerian law.

9. Modifications to Terms

We may update these Terms at any time, and continued use of the platform constitutes acceptance of the updated Terms.

10. Contact Information

For inquiries, contact us at [email/contact details].

By using Lochio, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.